Any: studieschuld have to carry less weight in the maximum mortgage

A studieschuld would be less hard to look at your maximum mortgage amount. That advice is a Little, in a report to the minister of the Interior and kingdom relations to the house of representatives has on offer.

the Mortgage six years ago showed how difficult it is to studieschuld when applying for a mortgage should be taken into account, but that factor is not changed. It's a Little recommends that the minister will now have to do so, in part, because of the interest in the past few years, considerable decline. According to the DUO weighs in at a studieschuld due to the low interest rates, relatively heavy burden.

The institute recommends, therefore, that from now on, every year, to be calculated on how difficult it is to studieschuld on which the mortgage is important. On the basis of the advice is for people to be thousands of dollars more to be able to borrow for a home than it is in the current situation.

As an example, Call it a Little of an ex-student with a studieschuld of € 10,000. With the current interest rates would be that the 3,000 euro mortgage will be able to get it now.

now, Though, it is quite common that people studieschuld when applying for a home loan keep, find it a Little still, not a studieschuld the CREDIT must be recorded. According to the institute, is to blame for the DUO registered, and mortgage lenders, which information, with the participation of the former student's request.

It is a Little to be closely involved in the computation of the hypotheeknormen and it is doing so on behalf of the ministry of the Interior and kingdom relations. The institute proposes, for example, the portion of the income is the maximum that may be used for the mortgage, and the mortgage lenders are required to abide by it.