Life insurance contract Chromatys Evolution of Gan / Groupama Gan Vie : costs moderate, but a contract without a glow

1 % : this is the yield spread assigned to the fund, in euros, according to whether you are an investor timid or bold, then better paid by the insurer.

Available from 300 euros, this contract Chromatys Evolution is distributed by general agents of Gan Assurances for 2014. The charges are more moderate than in the old version (Chromatys) with 3% maximum on payments. The management fee is 0.70 % on the fund in euros and 0.96 % on the funds at risk. Flat technique : the advance is impossible. For the financial offer, draw in a fifty fund, stone paper included, manned by fourteen companies of different management. The automatic options are numerous and at no additional cost.

euro Funds elastic

The funds in euros will receive a bonus yield depending on the share invested in the risk fund. In 2015, he has served as 1.80 per cent for the insured being 100 % on the funds in euros and up to 2.80 % for those with a share of funds in risky 50 % and more. Finally, it is apparent from an average rate without glow 2.22 %, below the average of the market (2,30 %).

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