A multi-purpose tray that holds the road with his charges moderate and declining, and its euro funds-resistant
Specialist of the retirement mutual-fighter, France with a Mutual fund also manages life insurance contracts. Which this multi-purpose, fifteen years of age, not far from 60000 subscribers, built in a simple manner around a euro-denominated funds and three supports risky management contoured, all driven by HSBC AM. A contract of good behaviour, available with 300 euros, ranked 45th at our Grand Prix 2016. We note particularly the strength of the fund in euros on the distance, with a rate of 2,72 % in 2015 after 2,92 % in 2014.
The cost to entry to start at 2.10 % and are on a sliding scale according to the amount paid. Hand-offs, four per year are offered, which is sufficient with this type of contract. The management fee, fixed at 0.77 % annually, are in the average. Management options are automatic, such as securing capital gains, are accessible without additional costs.
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Charges, options... : 3/4
Read our complete fileTwo types of life insurance are worth more than a life Insurance : how to earn more life Insurance : what to do in the face of declining rates?
Funds in euros : 3/4
Other funds : 1/4