Six arrested for defrauding 200,000 euros by presenting false reports to collect insurance policy premiums

They presented fictitious evidence without the knowledge of the policy holder and changed the money deposit account

VALENCIA, 5 Aug. (EUROPA PRESS) -

Agents of the Valencia Civil Guard have arrested six people for alleged irregularities in insurance policies in which the insurance company increased the premium by falsely alleging that the beneficiaries had given reports. A total of 24 people have been affected by this plot that has obtained almost 200,000 euros from 2018 to the present.

The 'CRUMBS' operation began a year ago when the agents became aware of possible irregularities in insurance policies through a complaint filed at the Paiporta Main Post.

After the first inquiries, it was found that changes had been made to the complainant's home insurance policy during the year it was in force. Thus, the contractor's beneficiary bank account had been modified, the armed institute reported in a statement.

The agents were able to determine that there was a pattern where a third party unrelated to the complainant posed as her husband and requested a change in the beneficiary bank account to later notify the insurance company. To do this, she provided images of the alleged accidents and repair invoices.

Once the amount of the claims was entered, this third party changed the beneficiary account again to maintain the initial situation of the complainant, so that she remained completely oblivious to what had happened.

As the investigation progressed, the agents verified that there was a link between the insurance intermediary and his ex-sentimental partner, who had also used his account to be a beneficiary of fictitious claims. In addition, a reform company linked to the facts was discovered that invoiced certain works that "it was impossible to have carried out."

After analyzing all of the company's claims that were related to these events, the agents verified that there were images of claims that were reused, since the same image was used up to six times to inform the insurance company.

As a result of the investigation work, it was possible to discover that there were two savings insurance policies in which the authors had deceived two people so that they would change the account to which the economic contributions were paid in their policies. In such a way that while they thought they were keeping their savings within the policy, the reality was that the income went directly to the beneficiary account of the ringleaders.

Likewise, the investigative team discovered that the man had worked as an insurance intermediary in the past and had obtained knowledge and identities from third parties. Both he and his ex-partner had been receiving large financial contributions in their accounts from insurance companies, to the point of accumulating almost 200,000 euros, although this money was moved through third parties related to them to make it difficult to track and launder it.

The leadership of the plot was made up of two people who were the ringleaders, while others were dedicated to preparing false invoices through their company and three other people laundered the money.

At the end of June, the investigators carried out four searches in the towns of Almàssera and Valencia, in which 12 boxes with related documentation were intervened: false invoices, bank accounts and personal identities, as well as computer equipment, telephones, stamps of fictitious reform companies, fake insurance broker cards, laundered watches, more than 3,000 euros in cash and a kilogram of marijuana.

The operation culminated in the arrest of three men and three women between the ages of 44 and 59 and of Spanish nationality. And a legal person was investigated.

All of them are accused of a crime of belonging to a criminal organization, two of continued fraud, continued money laundering, continued falsification of a commercial document and 24 of usurpation of civil status.

Finally, the agents were able to verify that there are a total of 24 people affected by the plot discovered with the fraudulent obtaining of almost 200,000 euros from 2018 to the present.

The operation has been carried out by agents of the Paiporta Main Post.

The proceedings have been delivered to the Court of First Instance and Instruction Number 1 of Torrente.