Is it he or she who is broke in January?

So can norwegians save 4,25 billion in interest expense

Is it the woman or man who pay for their christmas gifts this year? What about the ornament? Julegardinene, new poinsettia in the year again, christmas food, and snuggle.

I wish it was not true, but women continue to spend more money on the dill and dall that is cozy in the moment, but that does not have the value of the year.

the Men earn more, own more property and invest more in stocks. At the same time, it is trendy to "just" be living, it is somehow not point in getting married anymore.

Call me an old-fashioned boring bitch, but this combination gives me a stomach ache.

We can't find ourselves in that people need to take out a loan to hang in the christmas shopping Debate

It seems that many believe that spouses and cohabitants are equal now, that they have equal rights. It is not so, and it is particularly a problem for women.

If the cohabitants go from each other, takes them out of the relationship what they have bought and own yourself. So we'll enjoy ourselves with paper ornaments, while he retains the house.

If the one her partner die, has not the other the same rights to inherit as spouses have. "No, I could not afford to sit with the house, that I had to sell. But I then got with me these pynteputene and julegardinene."

Women use more of their money on food, clothing and equipment to the children, and consumption. Julemånedene is not only the coziest time of year, it is also the most expensive.

Handelsnæringens organization, Work, think we are going to julehandle for 58 billion. Look for you a lottogevinst with 58 thousand million in the pot. There is so much money we should spend on christmas shopping this year, and it increases every year. Only Black Friday costs us 3.8 billion, i.e. 3800 million.

Pengegrøbbel? So grab Debate

Who in the family pays most for this? Who is blakkest in January? And how do you ensure a fair division of their finances in the family?

Here are my tips to a more equitable condition of their family finances.

Whether you choose to be roommates or spouses, so you have as a family, in reality, the shared economy.

If you are not married, then the marriage act some nice rules of conduct for the family finances. And if your partner will not be with them, then it is time to ask why, and whether you like the reason.

"Set up a budget" is not a good council Debate

Spouses have the duty to support each other, and it doesn't matter who earns the money. Income and wealth that built after you were married, is common. Nevertheless, we see that the men get to save more than women. So here are my suggestions:

1. Get you a common account where you deposit money the two. All that you should spend money on that is common, go out of this account. Rent, food, insurance, holidays, transport, clothes for the kids, recreational activities, christmas gifts... If it is about the family, then comes the money from the joint account.

2. The one who earns the most, pays the most. And if one of you works part-time in order to take care more of the kids and home, then you must obviously be compensated for it in cash.

Broke in January? 8 tips to avoid pengeknipa Dagbladet Plus

3. Woman, invest their money. There is no reason that women should have less money or less knowledge about money than men. No less interest, either. Instagram is flooded with female savings accounts, and the Facebook-group of the DN Women approaching 19.000 members since it was started in the spring of 2019.

Also, women are good investors when we invest in shares. We are more risikobevisste, select more indeksfond and trades less often than men, which gives better return.

Have you made sure to use at least as much money on global indeksfond as you do on the christmas shopping this year?

Want to discuss?

Visit Dagbladet debate!