This use, a gift that escapes the taxman

Why not replace this year the traditional Christmas gifts for a present to use? In many respects, this device is interesting.

We do not know enough, but give money to his children on a regular and somewhat consistent, it is taking a risk that this gesture recharacterized as a gift by the tax administration.

AND ALSO >> Téléthon, Restos du Coeur... The generosity of tax-rewarded

On the other hand, give them money from time to time, when important dates such as Christmas, or the family events such as a wedding or anniversary, in particular, it is benefit from a painless solution fiscally speaking: the this use.

Your support is essential. Subscribe for $ 1 support Us

cash Donation or donation of other values

This device is to gratify your relatives with a gift of money (preferably by cheque or bank transfer) or by delivery of all sorts of other values (such as furniture, jewelry,...). But no matter how: this use needs to be proportionate to your income, your lifestyle and your total assets. On this point, there is no case law specifying an amount or a proportion in the highest quality. Also, to give without attracting the wrath of the tax man, behave as a good father of the family: be reasonable!

READ ALSO >> IMAGES. 12 unique gift ideas around the wine

No question for example of a cheque of€ 10,000 Christmas to each of your children if your income or your pension, do not exceed, for example, 2500€ net per month, because your gesture could easily be interpreted and reclassified by the irs as a donation, with payment of the rights that go with it. But if you think you give 1000€ or 2000€, you have no reason to worry: these amounts are in line with your financial surface of the moment.

Neither formalism, nor tax

Make a present of use is also very simple as there is no form to fill out, nor a specific approach to make. On the civilian side, it is not reported to your estate, which is not the case of gifts of money to family (that benefit, however, of an allowance of 31 865 € every 15 years) or donations a parent and child (of which the deduction is to this time of 100 000€ in 15 years).

Read our complete file

income Tax

income Tax : the start of the campaign reporting disturbed by the coronavirus Philanthropy : the tax exemption that is good for How défiscaliser its gains ?

Finally, and this is a case in point, you are not obliged to gratify at the same time and at the height of the same sizes, all of your children and all your grandchildren. According to the family event of the moment, it is up to you, and you alone, to choose which santa you want to be.