as Of last Friday, the Nordea bank to offer customers, both private customers and smaller corporate customers, interest-only for up to six months if there are reasonable grounds related to the coronakrisen for it.
the Danske Bank gave a similar answer on Monday, and now it's hanging on.
SEB, said that the bank has decided to provide an opportunity for a three-month suspension of mortgage payments for the coronadrabbade customers.
for the banks to deviate from the amorteringsplikten, which is of the law, but that, in the case of existing loans, not new.
”It's extraordinary for the state, justifying that the banks are generous in their application to the grant of the exemption,” wrote the FI's director general, Erik Thedéen, in a comment to the RIGHT.
the State-owned bank SBAB, pointing to the option already exists: in case of longer illness or unemployment.
"And we are able to deal with it, if it is increasing in numbers," says SBAB's press officer, Erik Wennegren.
If possible, also have a räntepaus, type Wennegren:
”interest Rates are at very low levels in the day. Of course, we are going to make an individual's challenges with customers who may not be able to pay the interest rates. We will, as far as possible, to try to help the customers who are affected by this crisis.”
this is the comment that the bank is able to have individual conversations with every single customer, who ends up in trouble.
”For both companies and private individuals, the bank will provide the amorteringsbefrielse on loan for 6 months”, says the bank's press officer Unni Jerndal, in an e-mail.
Handelsbanken's on the train.
"the Ability to pay the mortgage loans may be affected by the coronavirus, and our office will be able to provide temporary suspension of mortgage payments, in line with the vision of the exceptions to the amorteringskravet," says the deputy presschefen Mats Olsson.
in a news release that the bolånekunder who lose their jobs or otherwise suffer from the loss of income, can apply for the redemption period for the six months of the year.
”We want to do with the decision to ease the suffering of reduced income or unemployment rates, on the basis of the coronakrisen. The community tried in a way that we haven't seen before, and the Uk is to be a reliable partner in times of uncertainty,” said the president, Johanna Cerwall in a press release.
Icabanken to have a ”positive attitude, " said Jonas Gustavsson, the head of the privataffärer, in an e-mail to dagens nyheter:
”Icabanken a positive view of the introduction of interest-only and of opportunities in order to be able to quickly act on it. We understand that our clients might have found themselves in the difficult unexpected financial situation.”
instead financial markets, Per Bolund (MP) that the government was prepared to act if the financial system is impaired, as a result of the impact, as was to be expected of the new coronavirusets distribution.
Then it was off the hook, with the contact between the government, FI, the Swedish national debt office and the bank. The present case is that the repayment shall be made pursuant to an agreement between the bank and the borrower. It can, according to ACCESS to move on the the exception of the period of three to twelve months, with an option to extend the contract.
”the Rules say that the banks are able to grant exemptions from the amorteringskravet when there is a specific reason. Losing the borrower's income on the basis of the coronavirusets the spread as it is for a reason. It's the fin-fsa's view, as we have made it clear to the banks. It is the extraordinary situation justifying that the banks are generous in their application to the grant of the exemption,” said FI's director general, Erik Thedéen, in a press release that went out on Tuesday.
for customers to get in touch if you find yourself in a tight spot. The SEB believed it to be, it's going to take a while. So far, the situation is not as acute, with unemployment rates rising, but with a certain time lag.
Magdalena Andersson has put pressure on the banks.
the Bolund pressuring the banks of coronastöd.