as of July 1, will pay account holders with an account balance of more than € 1 million, interest rate at ING. To ensure that the account sums of money from the savings account and transfer it to the checking account, the terms and conditions for both of these types of accounts as at that date, the same.
"It is not desirable to make large amounts of money in a checking account can be found here," explains a spokesperson from ING with this step. "If your data is in the hands of the crooks is the account of the first account in which they are attacking."
the Customers of ING in excess of 1 million euros in a savings or checking account at the bank, as from July 1, the 0.5 per cent rate of interest on the bank to keep their money there and will do so again. "For people with a credit of up to € 100,000 in the savings account, the interest rate of plus 0.01 per cent."
as For amounts of between 100,000 euros and 1 million, the interest rate on the ING 0 per cent interest. To have a positive balance in the checking account, receive account holders by July 1, interest is not payable.
ABN AMRO, announced last year, was the first of the large banks, the rate of interest on savings deposits of up to € 2.5 million to bring it back down to 0 per cent and above, interest will be charged. The other banks followed this pattern, with the amount of money when you have no or negative interest rate applies, each bank is different.
The bank's interest rate policy is adjusted, since the interest rates on the capital markets for quite some time, is very low, and the banks, since 2014 is already dealing with a negative interest rate when the money from the European Central Bank (ECB) storage.