The auto-entrepreneurs are worried about their retirement, disillusioned by the unemployment insurance

The reform of the unemployment insurance has provided a "safety net", but this is not a priority. Unlike retirement, reveals a survey.

They are part of the few winners of the reform of the unemployment insurance. Since 1 November, the auto-entrepreneurs may under certain conditions benefit from an unemployment allowance. Las. The measure has completely escaped (56% do not know yet) and when they know what's going on, they believe that it is not adapted to their needs. This is what reveals a survey carried out by Opinion Way for the Union of auto-entrepreneurs, with 400 auto-entrepreneurs, published on 3 December.

It is necessary to admit that the conditions of entitlement are likely to meet. It is necessary to justify a self-employed activity without interruption for at least two years for a single company and of associated revenues of at least eur 10 000 per year.

READ ALSO >> unemployment Insurance for the self-employed, mode of employment

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But mostly, only people who have been the subject of a receivership, with the eviction of the officer or a judicial liquidation will be entitled to unemployment benefit. It must therefore necessarily be passed by the tribunal de commerce when you stop your activity. And this is where the shoe pinches, to François Hurel, president of the UAE, the Union of auto-entrepreneurs. The approach "juridiciarise" the regime of self-contractor, which had been precisely designed for that there is no liability for social and tax. There is also a danger of creating a "poverty trap"".

retirement, a number one priority

Before the unemployment insurance (quoted at 25%), pension this is the part of the social protection improvement priorities for 40% of auto-entrepreneurs. Problem, even if the issue is on the table today, the subject is not yet concluded. And for François Hurel, the options mentioned by Jean-Paul Delevoye, who he met recently are not sufficient. "Between zero and 60 000 euros of turnover, approximately, the self-employed pay 8% to 9% of pension contributions on their revenues (included in the 22% of charges, which they pay, editor's note), but they would have the same amount of pension, the minimum. It is insufficient," says the one who holds out hope to see the lines change.

workers of The platforms dream salary

Another lesson from this survey : only 29 % would like to become employees, it may be because much of the exercise as a supplement to income. But the result changes completely if we look more closely at the workers ' platforms, which represent a little more than 37 % of the sample. They are more than one in two (56 %) wishing to become an employee. Objective : to have an activity less subject to the vagaries and better social protection. For François Hurel, president of the Union des auto-entrepreneurs, this isn't really a surprise, but it is worrying : "A force not to address the issue of social protection of these workers, there is a risk to generalize the applications of re-qualification, which will harm the self-employed scheme." The challenge is important. The auto-entrepreneurs represent more than a third of the three million self-employed in France and are comosés for about 10% of workers platforms.

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self-contractor by the numbers

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(1) Survey conducted among 400 auto-entrepreneurs, of which 150 workers from platforms.