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Retirement at age 62 : the fallacy of Emmanuel Macron

the Highly anticipated on pensions, the head of State has confirmed the maintenance of the legal drinking age to 62 years. But also referred to the establishmen

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Retirement at age 62 : the fallacy of Emmanuel Macron

the Highly anticipated on pensions, the head of State has confirmed the maintenance of the legal drinking age to 62 years. But also referred to the establishment of a discount...

No key to the legal age of retirement ! During his press conference, this Thursday, April 25, in the reception hall of the Elysée palace, the president of the Republic has put an end to procrastination. Yes, the French may well, tomorrow, as today, to liquidate their pension from the age of 62 years. And no, they will not have to wait to have blown their 63 or 64 candles, as suggested by some ministers and deputies of the presidential majority.

A "system discount that encourages them to work more,"

The maintenance of 62 years is in itself a victory for the trade union side, which had demanded this status quo, recorded in black and white in the campaign promises of the candidate Macron. By waiving the right to touch the totem, the head of the State limit the risk of wildfires social. It would have been easy for the unions to bring down the French in the street behind banners reading "no to retirement at 64 years of age !"

But Emmanuel Macron does not silence the concerns. April 25, he referred to the establishment of a "system of discount that encourages them to work more". A system downgrade ? If it is to lower the pensions of all those who will be leaving to 62 years of age, under the pretext that he would have to work up to a age pivot 64 years of age to receive a pension at the full rate, the trade unions see it as a entourloupe.

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DECRYPTION >> Dependency, retirement : why the question of age comes up

what is ignite all the trade union organizations. "To maintain the legal age, perfect. But it is out of the question to establish a age pivot, below which we apply a discount. The CFDT will not accept it, it would be tantamount to penalizing all those who have started to work early or who exercise a profession painful," says Laurent Berger, secretary general of the CFDT. An analysis shared by Philippe Pihet, the Dear retreats of the working class. "The president of the Republic is in the process of raising hypocrisy to the level of art policy. It does not touch the 62 years old but wants to establish a discount based on age pivot ! For all those who have a small salary, are unemployed or on disability at the end of a career, it is the insurance of having to 62 years with a pension very amputated".

The previous supplementary pensions

yet It is the path that wants to take the president of the Republic. In his speech, he paid tribute to Jean-Paul Delevoye, the high commissioner to the pension reform, which is leading the consultation since the fall. "He says that the balance point of our plan is around 64 years", stressed Emmanuel Macron. Between the lines, the observers assume, therefore, that a system of bonus/malus could be applied to those who stop before or after 64 years...

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A perspective is shared by Claude Tendil, the vice-president in charge of the social to the Medef. "If the head of State recognizes that the 64-year-old, this is the age balance of the plan. And that, without touching the legal age, there must be a discount to encourage employees to extend their activity up to 64 years of age, it suits me quite well," he explains. And the leader reminded that such a system of bonus/malus already exists in the supplemental pension plans, to encourage employees to contribute beyond the number of quarters required for a full pension.

Is 62 years old, of poor pensioners

The Medef, we are satisfied, therefore, of this solution, even if we saw in the postponement of the legal age the most effective way to balance the accounts of the future universal plan of points. The CPME, the position is more nuanced. "The age of balance of the diet is between 63 and 64 years of age. Is 62 years of age, it produces inevitably of poor pensioners. This is the reason for which we advocated, we, the rise in the legal retirement age to 63 years, with the application of a surcharge for those who work beyond," says Eric Chevée, the trader retirement home.

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following the presidential address, the social partners also question the construction of the future universal plan-by-point. In such a regime, any notion of a minimum duration of contribution should in fact disappear, the amount of the pension is dependent on the number of points earned during the career. Except that, in the face of the journalists, Emmanuel Macron has called on the executive and the parliament to "look at whether we can extend the period of reference without moving the legal age". Words that seem to mean that the future system could both retain a legal age and have a minimum contribution period... enough To maintain the confusion, even though the consultation is nearing its end.

Read our complete file

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A retirement floor of 1000 euro per month

the Only measure adopted unanimously by the social partners, the willingness to increase the gap between the minimum pension and the minimum contributory base, which was now only forty euros. With the ambition to bring the pension floor of the pension of 1000 euro per month. A decision welcomed by the unions, but also by Alain Griset, president of the U2P, the employers ' organization that carries the voices of the craftsmen and of the professions. "This is a step in the right direction, it is not normal that those who have contributed all their lives barely earn more than those who have never contributed to the system", stated he. The question remains, who will fund the measure. To financial envelope closed, everything that we give to one another, we take it to the other...

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