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Phased retirement and the accumulated employment pension should be relaxed

The redesign of these devices was on the menu for the last session of consultation with the social partners, prior to the future presentation of the draft law.

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Phased retirement and the accumulated employment pension should be relaxed

The redesign of these devices was on the menu for the last session of consultation with the social partners, prior to the future presentation of the draft law.

The future reform of the pension "is not intended to correct the deviations of the world of work in relation to the employment of older workers," said Jean-Paul Delevoye, the High Commissioner for the reform of pensions. It cannot, however, overlook the opportunities that are currently available to employees and retirees : raising the foot end of a career professional to move smoothly into retirement through phased retirement, or, on the contrary, return to the path of active life after retirement, thanks to the accumulated employment pension.

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The redesign of these two mechanisms of transition between employment and retirement in the framework of the future universal system by points was on the agenda of the last session of consultation with the social partners, prior to submission of the draft law.

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The findings are clear. Phased retirement has been successful for more than a relative since 13 400 people only, all plans combined, did in 2016. As to the accumulated employment pension, its success is highly targeted since the 500,000 people who have made this choice are, on average, more educated than the others and have the chance to take a job before their retirement.

More flexibility at the end of a career

therefore, how to redesign these two devices so that they can not only promote the rate of activity of more than 60 years, but also be neutral financially ? Various leads that go to "more flexibility" have been raised.

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The current requirement of reduction of working time for the benefit of a phased retirement could be abandoned, but a barrier of age maintained. Will she be at age 62 or before ? Will it be possible to acquire new rights, that is to say, of pension points extra (which will later be converted into pension, which is not the case today) when we decided to start working again after the first payment of his pension? For Jean-Paul Delevoye, this last hypothesis is not shocking, therefore, that the debate on a possible cap is placed".

Transition between education and employment : what is the warranty of rights?

Additional easing measures discussed during this last meeting with the union representatives : the improvement of pension rights for young people who are entering later and later on the labour market, often in the form of multiple internships, temporary contracts (fixed-term contract, learning...) and the statutes precarious (micro-entrepreneurs...).

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The current alignment of the different devices existing in favor of the caregivers (increase in the duration of insurance or assignment of quarters, early departure, etc.) was also on the menu. In the backdrop, the best way to compensate for the loss of rights to retirement either on the side of the effects to work (reduction of working time) or salary. About 4 million people would be the caregivers in their professional activity.

Last bill

On the rails for over a year and a half, pension reform is entering its final straight. "We will make our first recommendations in July" and "there will be impact studies to be encrypted," assured the High Commissioner that intends to present in priority to the social partners the main lines of the project, welcoming the passage of their "contribution" to the long course.

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More specifically, on the calendar, nothing is fixed for the time being even though the team of Jean-Paul Delevoye said that it was "ready to propose a bill quickly" and to "stay the course" on this important topic of society "whatever the vicissitudes and changes of the policy environment".

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The adoption of the bill could take place before the end of the year, such as 2020, according to the high commissioner. A period of five before its implementation is still planned, given the many statutory instruments that will be necessary for its entry into application.

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