Pension reform: the key dates of the changes that concern you

The new system unveiled by Edouard Phillipe will affect differently the French according to their dates of birth.

The Prime minister Édouard Philippe has given the major details of the pension reform on Wednesday, six days after the beginning of a major strike against the project. Depending on your age, you will not be concerned by this new situation. The Express looks back on the five dates put forward by the government in the implementation schedule of the reforms.

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1975, year-round-hinge

at the Elysée palace on Tuesday evening, the head of the State, Emmanuel Macron, Édouard Philippe, and several ministers and members of parliament agreed on the implementation of the reform of pensions from the generation of 1975, instead of 1963, according to France Inter, which was confirmed by the Prime minister during his speech on Wednesday.

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The toggle will be in 2025, for those who will be 50 years old this year. "Those who are born before 1975 will not be affected by the reform, said the head of the executive. For others, "the transition will be very gradual," he added, assuring that "the entire part of the career carried out up to 2025 will result in a pension calculated on the old rules," and that "only the years worked from 2025 onwards will be governed by the universal system".

"The government moves to cushion the blow. Why is the generation of 1975 ? Without doubt the symbol of those who will be fifty years old. From this generation, a part of the retirement pension will be calculated in the old plan and a party in the new. The choice of year 1975 means that the reform would actually in force from 2037", explains Maxime Della Coleta, France Retirement, the agency accompanies enterprises and employees on the issue.

The 2004, new entrants

The 18-year-olds will come into the new system of plan-to-points from 1st January 2022. "More precisely, the 'generation 2004', the one who will be 18 in 2022, will be the first to integrate the new system," said the Prime minister.

2021 improvements for teachers

compared to the plan of the teachers, the executive account revalue the pension in 2021."We will put into law the guarantee according to which the level of pensions of the teachers will be sanctuarisé and comparable to the level of the pension of the functions or trades equivalent in the public service," announced the Prime minister. "We will before the end of the quinquennium, the improvements necessary to maintain the level of pensions," teachers, "we will do this progressively, and we will begin as soon as 2021", he assured.

as Soon as 2022, a full pension a minimum of € 1000

This is the date at which the full pension a minimum of 1000 euros will be triggered. This adjustment of pensions of people who have contributed with modest incomes will reach 85% of the MINIMUM wage in 2025, is committed Edouard Philippe.

2027, the beginning of the age pivot

The legal age of possibility of early retirement will remain at 62, but the government plans to install an age fixed pivot at 64 years of age by 2027, to encourage them to leave later. "The only solution is to work a little longer", said Edouard Philippe on Wednesday, using the term "age of balance". "To reach the age of balance of 64 years of age in 2027, we will need to put in place a system of bonus-malus, which will encourage the French to work longer," he stated, affirming that"prior to January 1, 2022" the leaders of the new governance "will have to define a good system of bonus-malus to go to these 64 years".

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"By and large, from 2022, age pivot would increase gradually for a better transition. 64 years is the supposed age of the balance of the plan. Age pivot, it is a system of bonus-malus. Your pension is reduced if you leave before age 64 years ; after 64, there is no discount or penalty on your pension, " explains the specialist of the pensions.