the originality of The life insurance contract canm take place Opal du Crédit Mutuel Nord Europe : a management horizon. This is to compile the fund in euros with a support of a risky, the whole being gradually secured.
This is the last born of the Crédit Mutuel Nord Europe. Launched in 2015, this contract is managed by canm take place Life, life insurance subsidiary of the group, is available with 50 euros. Its fee structure is standard : 3.50% on payments (3.00% and if they are programmed), 0.80% per year on the management and 0.80 % on the trade-offs (maximum of 300 euros!). The supply of funds is limited to eight carriers managed by another subsidiary of the group, The French Global Asset Management.
Management of horizon
The contract also offers a management horizon : it is to compile the fund in euros with a support of a risky, the whole being gradually secured. Note : a high-end version has also been launched, canm take place Opal Heritage, to which the entrance ticket is 50 000 euros. Its more ? A lower fee, a management-driven, and more financial supports. The funds in euros of the two contracts was used, respectively, to 1.00% and 1.20 % last year. Hardly encouraging for the future.
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Charges, options... : 2/4
Read our complete fileTwo types of life insurance are worth more than a life Insurance : how to earn more life Insurance : what to do in the face of declining rates?
Funds in euros : 1/4
Other funds : 2/4