Life insurance contract Xaélidia / Generali-Life : 4 euro funds and a financial offer extensive

management Fees low, arbitration, offered each year and a financial offer to the wide range

50000 holders and 3.8 billion euros outstanding. Created thirty years ago, Xaélidia, of Generali, which opens with 3000 euros, is still distributed by advisors in wealth management independent. Its good cards? The management fee to 0.60 % per year are low for this channel of distribution. An arbitration is offered each year, otherwise it costs € 15 for the act online. As for the entry fee, fixed at 4.50 %, it will be necessary to negotiate them.

Four euro funds

in addition, the financial offer with nearly 400 funds, including REITS. Of management options, some at no extra cost,, but the contract does not include discretionary management. Most importantly, the insured has access to four funds in euro Elixence, a fund's euro-dynamic of a report from 3.20% last year. Euro Innovalia, with a strong prism real estate, is doing well also with 3,08 %; this is less the case of AGGV (2,57 %) and Euro Savings (2,52 %).

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life Insurance rates / returns contracts

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