management Fees low, arbitration, offered each year and a financial offer to the wide range
50000 holders and 3.8 billion euros outstanding. Created thirty years ago, Xaélidia, of Generali, which opens with 3000 euros, is still distributed by advisors in wealth management independent. Its good cards? The management fee to 0.60 % per year are low for this channel of distribution. An arbitration is offered each year, otherwise it costs € 15 for the act online. As for the entry fee, fixed at 4.50 %, it will be necessary to negotiate them.
Four euro funds
in addition, the financial offer with nearly 400 funds, including REITS. Of management options, some at no extra cost,, but the contract does not include discretionary management. Most importantly, the insured has access to four funds in euro Elixence, a fund's euro-dynamic of a report from 3.20% last year. Euro Innovalia, with a strong prism real estate, is doing well also with 3,08 %; this is less the case of AGGV (2,57 %) and Euro Savings (2,52 %).
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Charges, options... : 2/4
Read our complete fileTwo types of life insurance are worth more than a life Insurance : how to earn more life Insurance : what to do in the face of declining rates?
Funds in euros : 3/4
Other funds : 4/4