Life insurance contract Heritage Options of the Crédit Mutuel Arkéa / Suravenir : a contract top of the range interesting

The contract of life insurance Heritage Options of the Crédit Mutuel Arkéa these are management fees moderate, a financial offer varied, but the charges are incongruous.

This life insurance of Crédit Mutuel Arkéa, bank present in the regions of Brittany, Centre and South-West, opens with at least eur 100 000. The range of financial supports - 126 in total - is multigestionnaire, with the fund stars of the moment. Driven by management fees moderate, to 0.45 %, the euro funds to be resilient, to 2.50 % in 2015 (2,20 % a year earlier), a return premium to the insured, which invest part of their focus is on fund to be risky.

cost awkward

The management options are present in full force, including the delegated management. Another good point : the low level of entry fee, 2 %. Attention, management fees, attractive, 0.80 % on the fund at risk, are increased by 0.35 % with delegated management. Damage especially, the existence of some costs that are moved in a contract top of the range, such as those on partial redemptions scheduled or on the trade-offs (exceptions).

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