There's just no money given to small business owners through the regulations, Small Loan Corona (KKC). The government's stated by those regulations to 750 million euros, but it has been since the 29th of may, only 22 million paid out, it is evident from the appointment Monitor on the back of the Nederlandse Vereniging van banken (Dutch banking association (NVB).
now, Experts say, Tuesday, at het Financieele Dagblad (FD), that is, the banks are hardly cost-effective for the loan and submit it to us. They need to get the financial statements of the firms to read, assess risks, and make the contact with the companies to support it, but getting there is relatively little in return. Companies will be able to between € 10,000 and € 50,000 borrowing at an interest rate of 4 per cent., thus allowing banks to a maximum of € 2,000 on an annual basis, the rate of earning by the company.
the Banks argue, in their turn, entrepreneurs have little interest in the credit agreement. Chris Buijink, of the Dutch banking association (NVB said that the entrepreneurs of the air have been due to the deferral of loan repayments, and income taxes. As a result, they may be less inclined to have a new start-up loans.
The KKC system is designed for businesses with a turnover from eur 50 000 for the coronacrisis profitable. The government is responsible for 95 percent of the guarantee for the loan. The 5% risk that the banks are carrying, it would be to make sure that the banks are always critical to look at the viability of the business.