Deeper pockets to buyers are the main reason for high house prices'

for The triple, the Dutch house prices over the past 25 years, mainly due to the increased available financing from our customers. That is reported by the De Nederlandsche Bank (Dutch central bank) on Thursday. With the increasing shortage in housing, according to the central bank to limit the impact of rising house prices.

The central bank noted that the rise in house prices over the past quarter of a century the right has been incorporated to the maximum leenruimte of our customers. The spend took place in that period of time, as incomes have increased, and hypotheekrentes down. Households could, therefore, have higher mortgages with the same monthly payments.

the DSO shows that the rise in the prices of owner-occupied homes over the past few years, coinciding with an increasing physical shortage of housing, but that there was, historically, a lack of a strong correlation between rising house prices and a growing shortage in housing.

in fact, estimates show that if the current shortage in housing, with a 1 percentage point reduction (up to 80 000 additional dwellings will be above the growth rate of the number of households), house prices by 1 to 2 percent, would be cut.

in the DNB stressed that the reduction of the deficit will not be easy, because it is not just the building that can be used. Because of this, lends the construction is not an effective way to keep the house price-to-impact.