the Dutch banks are in the coronacrisis better than they were during the credit crisis of the last ten or so years ago. Only if the pandemic lasts longer and is accompanied by a corresponding contactbeperkende ones are likely to be necessary, the impact on the financial system, writes The Dutch central Bank (de nederlandsche bank) on Monday, the semi-annual Overview of Financial Stability (OFS).
this year, there is currently a better place for it than in the previous crisis, because the cause of this, outside of the financial sector is. In addition, banks have also, in the last few years, used to have a set of buffers to increase, which will make them, in order to be able to households as well as businesses, to help coronacrisis. Thus, consumers are now knocking on your door to make mortgage payments and allows companies to ask for a later time.
a stress test of the Dutch central bank, it appears that the impact of the coronacrisis in the Netherlands, financial institutions are increasing, as it will take longer. In the severe scenario, the central bank, which is the coronacrisis longer persists, and the economy, with nearly 12 percent of shrink, a fall in the primary capital ratio of 16.5% at the end of last year, to 11 per cent by the end of 2022. The central bank attributed this scenario does not "have a significant impact on lending activity," you'll see.
Only in the so-called ' perfect storm script is being created, there is real trouble. In this scenario, the economy would not be alone in 2020 will significantly shrink, but it will also be released next year, with a slight recovery of the economy in 2022. In that case, the banks would take the trouble to choose to support businesses and households to return to the base, with a higher rate of economic loss as a result.