The Macif has lifté the Booklet Option in the Multi-Life : management fees lowered, management options are free and more fund profiles
Launched in the beginning of the year, this life insurance Macif is a renovation of the contract Booklet Life Option. Truth be told, not much new. The fees remain competitive : 0 % on payments, 0.60% on the management. There are seven funds at risk, which is not high but may be enough of a diversification of the savings. A pity that the insurer had not provided for arbitration without the fee! To subscribe this contract, no minimum is required.
euro Funds pâlot
The weakness of this contract lies in the paleness of her funds in euros, which will have the same performance as that awarded to Booklet Life (1,80 % only in 2015). However, this is offset with the recognized quality of the after sales service from Mutavie. The online management of contracts is often easier and more effective for many products to be marketed only on Internet.
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Charges, options... : 3/4
Read our complete fileTwo types of life insurance are worth more than a life Insurance : how to earn more life Insurance : what to do in the face of declining rates?
Funds in euros : 1/4
Other funds : 2/4