you have a Dutch bank in the second quarter, strengthened by the closing of a mortgage, write to The Dutch central Bank (de nederlandsche bank) on Tuesday, on the basis of a quarterly survey among banks.
Also, the financial institutions are becoming more rigorous with respect to the granting of loans to companies. The banks are expecting in the next few months, only to be stricter, to be, that they turn to the economic impact of the coronacrisis.
the so-called Banking Lending Survey (BLS) of the Dutch central bank show that in the case of both mortgages and business loans, the banks are a lot stricter now. Either way, the institutions are more stringent, it is not well known. This is the first time in nearly two years, the banks and the so-called standards have lifted.
For the third quarter is expected that the majority of the banks, a further tightening of the standards. "These developments are linked to the negative economic impact of the coronamaatregelen thus, the overall risk of the banks in the long-term increase," according to the Dutch central bank.
now, The English banks seem to be a difference in all of Europe. Banks in France, Spain and Italy, indicate that the acceptance criteria for the business loans are even more flexible in the second quarter of 2020. In Germany, the criteria to be improved, but it is only a small part of the BLS to the participating banks.