Barcelona, May 22, 2023.
Hernán Tovaruela assures that taking advantage of the Second Chance Law "changes your life"
Repair your Debt Abogados, the leading law firm in Spain in the processing of the Second Chance Law, has achieved another debt cancellation in Catalonia. Through the management of Repara tu Deuda Abogados, the Court of First Instance No. 5 of Terrassa (Barcelona) has issued the benefit of exoneration of the unsatisfied liability in the case of Hernán Tovaruela, who had accumulated a debt of 53,753 euros to which he could not make forehead. SEE JUDGMENT Hernán explains that "it's incredible because it's really a second chance to be able to take advantage of it and not make the old mistakes. The feeling is spectacular." He assures that the procedure "in the end, it works. At first it seems like a dream, you see it very far away, but with a little patience, it changes your life." For this same reason, he recommends taking advantage of the Second Chance Law because "it's worth it, it helps a lot of people," he concludes. SEE VIDEO The lawyers of Repara tu Deuda explain that "in July 2011, the debtor was in an unstable labor and economic situation. For this reason, he decided to go to Malaga in search of work because it coincided with the most touristic period in the place. Without However, over time, he did not find a stable job and returned to Barcelona in 2014. That same year he started working for a group of restaurants and, at the end of that same year, he found a stable job in one of the restaurants in the As a result, he requested some consumer loans to live somewhat more comfortably. As he regularly paid the installments, the banks began to offer him new loans. The debtor decided to take advantage of these opportunities to renovate some items in the home After time, paying amounts of around 400 euros per month, he realized that the debt was not going down and he only amortized, with each payment, around 150 euros.He tried to restructure the debt, but it was not possible. Although his employment situation was stable, the debt contracted over the last few years grew as a result of legal interest and late payments. He was forced to stop paying in order to pay his most essential and necessary expenses". Spain was one of the European Union countries that took the longest to incorporate the Second Chance Law into its legal system, a system provided for the cancellation of the debts of individuals and the self-employed. Its entry into force took place in 2015, one year after the Recommendation by the European Commission. Although there is some ignorance about this legislation, more and more people are requesting In fact, Repara tu Deuda Abogados has helped, since it began its activity in September 2015, many people in desperate situations who did not know where to ask for help.So far, it has managed to exceed the figure of 140 million euros exonerated their clients through the application of this tool. This legislation allows individuals and self-employed individuals to be exonerated from debt payment if it is shown that they have acted in good faith, that the amount owed does not exceed 5 million euros and that they have not committed any socioeconomic crime in the last ten years. For those who cannot qualify, the firm offers to study their contracts and analyze possible abusive clauses to cancel credit cards, revolving cards, mini-credits, loans and mortgages.Repara tu Deuda Abogados has an app for Android and IOS, baptized with the name of MyRepara, which reduces the costs of procedures, total control and meetings with lawyers through video calls.
Contact Contact name: David Guerrero Contact description: David Guerrero Contact telephone number: 655956735