rare Feature to be reported : the mpt does not provide for participation in the surplus.
This contract Monceau Assurances has a rare feature : the completeness of the results generated by the fund in euros on a year that is distributed to policyholders. In other words, no reservation is made. An approach that avoids hacks allocation of returns between contracts in a same insurer. The return paid is up to the task, with a rate 2015 3.27 % net, after a 3.33 percent in 2014. Over four years, the cumulative rate achieved by 14.45 %, the result of active management of the assets in euros, with a lot of convertible bonds and shares.
Warranty death includedAccessible with 600 euros, this life insurance includes twelve funds at risk from four companies in different management. The entry fees of 5 % are very high, to negotiate of course. Too bad also that no arbitration free of charge is planned. More important, the management fee 0.54 % are very cheap, including a guarantee of death which increased the paid-up capital (depending on the age of the insured).
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life Insurance rates / returns contracts
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